Living After Foreclosure

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… and maybe preventing it




You may already have won a foreclosure!

June 5th, 2008 · No Comments

Who would’ve thought it? Ed McMahon is in default on his Beverly Hills home. Star searches these days reveal rich-and-famous folks getting behind on their payments.
I’ve watched lots of shows with Mr. McMahon, including TV’s Bloopers and Practical Jokes, Star Search, and of course The Tonight Show and it is a bit sad [...]

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HUD tips for avoiding foreclosure: Part 3

May 24th, 2008 · 1 Comment

The US Department of Housing and Urban Development has some good advice for people that are in danger of losing their home through foreclosure. Here are the last three tips from that list, with some discussion.

Use your assets. “Do you have assets-a second car, jewelry, a whole life insurance policy-that you can sell for [...]

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Losing one home is bad enough

May 14th, 2008 · No Comments

How about losing nine homes to foreclosure?
Ouch. It must be harsh to go from $800k in stock options to losing that, your home, your car, and your credit rating. And having a newborn on top of that.
Shawn Forgaard went in full steam to real estate hot spots, financed them with a lot of [...]

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“And on your right we have this beautiful three-bedroom…”

May 8th, 2008 · No Comments

Banks are hurting as foreclosures turn into non-performing and expensive real estate owned. Homeowners are hurting because they’re losing equity, or losing their homes and their credit rating. Neighbors are hurting because their property values are getting dinged, even though they’re paying their mortgage on time. Cities are hurting because vacant homes [...]

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Interview with Larry Winget on the foreclosure flood

May 5th, 2008 · 2 Comments

JLP of All Financial Matters had a six-question interview on the housing crisis with reality TV host, speaker, and author Larry Winget. Mr. Winget hosts the A&E show Big Spender and has written several books on personal finance, the latest of which is You’re Broke Because You Want to Be.
Mr. Winget maintains that the [...]

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Carnival participation for this past week

May 5th, 2008 · No Comments

Living After Foreclosure was featured in last week’s Carnival of Personal Finance, which was held over at Lazy Man and Money. The article submitted discussed how we now have to worry about our neighbor’s finances now that foreclosures are getting more common, because a sinking tide lowers all ships.
Thanks Lazy Man for including my [...]

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Conseco was foreclosed on

May 2nd, 2008 · 1 Comment

There will be more celebrities losing their homes. I’m sure of it.
Jose Conseco lost his 7,300 square-foot home yesterday, owing about $2.5 million on it. The home currently on his plate is smaller.
It’s all a matter of cash flow: trying to support more house than you can easily afford. If a person’s [...]

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Carnival participation

April 28th, 2008 · No Comments

Living After Foreclosure participated in last week’s Carnival of Personal Finance, hosted over at The Happy Rock.  The article submitted was on just walking away from a foreclosure.  Thanks for including my article!

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Now we have to worry about our neighbor’s finances

April 26th, 2008 · 4 Comments

This article by Liz Pulliam Weston, entitled Foreclosure Nearby?  It’s your problem, brings up the “friendly fire” aspect of foreclosures:  a foreclosure nearby hurts everyone in the neighborhood, not just the personl foreclosed on.
A neighbor who’s in financial trouble probably is worried about their house, but it’s almost certain that they’re not worried about the [...]

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HUD tips for avoiding foreclosure: Part 2

April 22nd, 2008 · No Comments

The US Department of Housing and Urban Development has some good advice for people that are in danger of losing their home through foreclosure. I talked a little about the first three HUD tips here.  Here are some more tips from that list, with some discussion.

Know your mortgage rights. “Find your loan documents and read [...]

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